TERMS & CONDITIONS (INCLUDING DISCLAIMERS)
Effective Date: 14 March 2026
Last Updated: 14 March 2026
1. Introduction
These Terms & Conditions (“Terms”) govern your use of the website and services provided by Shine & Thrive (“Business”, “we”, “us”, or “our”).
By accessing this website or engaging in our services, you agree to these Terms.
If you do not agree, please do not use our services.
The terms outlined on this page are general in nature. Clients engaging in paid services will be provided with a separate, detailed contract specifying the applicable terms, scope of services, conditions etc. which must be reviewed and signed prior to the commencement of services.
2. Nature of Services
We provide:
- Mindset mentoring
- Personal and professional development coaching
- Strategy/Discovery calls
We do not provide:
- Financial advice
- Investment advice
- Legal advice
- Medical or psychological advice/therapy
3. Results
Results depend on many factors including:
- Individual effort
- Implementation consistency
We do not guarantee:
- Specific income increases
- Business growth outcomes
- Promotions
- Financial results
- Personal transformation results
By participating in our services, you acknowledge:
- You are fully responsible for your decisions and results
- You assume all risks associated with implementation
- You release the Business from liability for your actions
4. Client Responsibility
By engaging in our services, you agree that:
- You are responsible for your decisions and actions
- You understand coaching is not therapy
- You participate voluntarily
- You will not hold the Business liable for your professional or personal outcomes
5. Intellectual Property
All content on this website, including:
- Text
- Frameworks
- Materials
- Downloads
- Program structures
Is the intellectual property of Shine & Thrive.
You may not reproduce, distribute, or share materials without our written permission.
6. Payments and Refund Policy
If you enroll in paid services:
- Fees must be paid as agreed
- All sales are final
- Failure to complete sessions does not guarantee a refund
7. Limitation of Liability
To the fullest extent permitted by law:
Shine & Thrive shall not be liable for:
- Direct or indirect losses
- Business interruption
- Loss of revenue
- Loss of opportunity
- Personal dissatisfaction
- Consequential damages
Total liability shall not exceed the amount paid for services.
8. Third-Party Platforms
We may use third-party tools, example:
- Zoom
- Email platforms
- Payment processors
We are not responsible for their independent policies or technical failures.
9. Governing Law
These Terms shall be governed by and interpreted under the laws of India.
Any disputes shall be subject to the jurisdiction of courts located in Bangalore, India.
10. Changes to Terms
We may update these Terms at any time.
Updated terms will be posted on this page.